You know what?

I've been doing super with customer service, hell, I did super with going to the store on a Saturday in Korea, moving through the crowds, sometimes even slowing down/waiting when there was an old person plus whoever else in the aisle blocking my egress. When I tried logging into my bank account to transfer money I'd just sent over and it couldn't do it & I called, I was all calm. I was calm when I when the bank couldn't do anything for me on Tuesday last week. I was calm and cheerful when the banker transferred for me on Thursday. But that all went to hell in a hand basket when I found out the reason I couldn't log into my online bank account is because it was negative $8 for a while, so it was closed. And that's a permanent thing, so there's nothing that can be done, apparently. My money will be sent back. So I get to do it all AGAIN!!

The super unfortunate part of this is that I have to make a payment on a credit card by November 2nd or it goes to collections. This is also understandable, since I basically didn't get paid for one month, so couldn't transfer money over, and then when I DID get paid I had shit to buy, so couldn't transfer money over then because I used it all.

So I get how it happened. It's just that... how the hell do I make my payments now?! Korea doesn't even let you connect paypal to your expat banking account. Wire transfers to a US account are it. I was almost glad because I thought, hey, I'll just use Chase like everyone else in my family, & have a bank account for Chase Quickpay. But no. I can't, because the monthly minimum balance is like $100 so you're not charged $12/month for maintenance. And seeing as my bank account is now only used to transfer money to my credit card and student loan, I want every cent put toward those payments, not needing to keep the account warm. So even that monthly $12 isn't something I can necessarily guarantee will be there for them to charge.

This is how I feel about waking up early to go the bank.

It's fine; I can just get up early again and go to the bank to transfer money to my awesome family for the time being.  

But after that? I looked at credit unions, but you have to have blood ties or work somewhere to get them. Actually, ally bank has none of that stuff I think, so using a VPN I should be able to open an account there. I think. Who knows? What I DO know is that I just needed for stuff in the US to keep working since outside of the US nothing really does. Give me a break! Or something. It's not a problem to keep a minimum in there when that is your primary bank. But outside the US? You're SOL. 

What's that you say? You can't have your cake and eat it too? Honestly, is there really anyone who doesn't get that the littlest shit makes me go bat shit? That meme hell hath no fury like me when I'm slightly inconvenienced? Whoever created that CLEARLY knew me. But it's popular because other people feel the same way, so don't be rolling your eyes at how everything sets me off because PLENTY of other people are just the same.

You know, it's the little things that get me. Think of my temper as a paper cut, and stupid small things as lemon juice. 

Though really, not having a bank account isn't actually very small. That's kind of a big thing. 

Alright kids, we'll learn about the expat banking emergency fix together! Know that I'll update you once I have more information to beat my head against/beat into my keyboard.